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CFAR vs Standard

the Difference between CFAR & Standard Plans is SIMPLE

You get 100%

of the non-refundable costs back with BOTH plans

if

the reason for the

cancellation or interruption

falls under one of the 30+ Covered Events List

while the coverages and benefits are the same with BOTH Plans

The ONLY difference between

CFAR & Standard

IS

with the CFAR,

you have an extra layer of protection that gives you 60% of the non-refundable costs back if your reason

 

DOES NOT

 

fall under the 30+ Covered Events!

NWTIArtboard 22 copy 71

With CFAR, you always get 60% regardless of the reason… hence the “Cancel for ANY Reason!

but don’t forget …

our Standard & CFAR Protection benefits also include:

  • EMERGENCY MEDICAL EVACUATION

    – Coverage for necessary emergency medical evacuation due to an accidental injury or sickness during a trip.

  • TRIP DELAY

    – Coverage for unexpected additional expenses such as meals, lodging or local transportation if your trip is delayed by more than six hours for a covered reason.

  • EMERGENCY MEDICAL

    – Coverage for emergency medical expenses you have during your trip due to accidental injury or illness.

  • BAGGAGE/PERSONAL EFFECTS

    – Coverage for lost, stolen or damaged luggage and personal items.

  • TRAVEL ASSISTANCE SERVICES

    – Coverage for medical or legal referral services, passport visa information, prescription drug/eyeglass replacement services and additional services during your trip.

  • EMERGENCY MEDICAL EVACUATION

    – Coverage for necessary emergency medical evacuation due to an accidental injury or sickness during a trip.

  • TRIP CANCELLATION

    – Coverage for your non-refundable trip costs, including penalties, fees and other costs you may incur if you have to cancel for one of 30+ covered reasons.

  • TRIP INTERRUPTION

    – Coverage for insured trip costs, including penalties, fees and other costs you may incur during your trip if you have to interrupt the trip for one of 30+ covered reasons.

  • TRIP DELAY

    – Coverage for unexpected additional expenses such as meals, lodging or local transportation if your trip is delayed by more than six hours for a covered reason.

  • EMERGENCY MEDICAL

    – Coverage for emergency medical expenses you have during your trip due to accidental injury or illness.

  • BAGGAGE/PERSONAL EFFECTS

    – Coverage for lost, stolen or damaged luggage and personal items.

  • TRAVEL ASSISTANCE SERVICES

    – Coverage for medical or legal referral services, passport visa information, prescription drug/eyeglass replacement services and additional services during your trip.

30+ Covered Events

  • Sickness, accidental injury or death to yourself, a family member or traveling companion that results in medically imposed restrictions, as certified by a physician that results in a need to cancel your trip.
  • Weather at your departure location that prevents your departure for 48+ hours.
  • You are laid off from work from a company from which you have been employed 2+ years, your company transfers your employment location of greater than 250 miles or your company requires you to work rather than trav
  • A natural disaster renders your destination site as uninhabitable or there is a mandatory evacuation for events such as a hurricane, tornado, fire, earthquake, flood, etc.
  • Your approved military leave has been revoked or you experience a reassignment.
  • The death of a family member who may or may not have been scheduled to accompany you.

  • The airlines go on strike and you can’t get to your destination.

  • The school where your children attend extends the school year to make up for weather days and it impacts your scheduled travel plans.
  • You are hijacked, quarantined, required to serve on a jury, subpoenaed, the victim of a felonious assault, or your primary home experienced a fire within 10 days of departure are also examples where you would be covered.
  • You have a traffic accident on the way to your destination.
  • You become ill during your trip and incur emergency medical expense to include hospital bills, x-rays, ambulance service, etc.
  • You have an injury that requires you to be medically evacuated (coverage up to $250,000).
  • The airline lose or delay arrival of your golf clubs and you incur an expense to rent clubs.
  • Your ski trip is interrupted by lack of snow on the trails or stormy weather prevents you from skiing and you have non-refundable lift tickets.
  • Your baggage is lost or delayed.
  • Bankruptcy or Default of a Travel Provider.
  • The death of your dog or cat within 7 days of departure prevents you from participating in your planned trip.
  • Or any of a number of other covered events. See coverage details.

The mentioned examples above illustrate where NO WORRIES travel protection would provide a benefit. Please refer to coverage details for any specific limitations or exclusions:

No Worries Travel Protection is proud to have one of the most comprehensive and extensive Covered Events Lists in the country with over 30+ Covered Events for 100% Reimbursement of non-refundable trip costs! No Worries Travel Protection plans are underwritten by Nationwide Mutual Insurance companies and offer a broad range of coverage’s to protect your travel investment.

what if your reason is NOT on the 30+ Covered Events List?

If you purchased Standard Protection, then unfortunately, your non-refundable costs ARE NOT covered 🙁

BUT

if you purchased CFAR (Cancel for Any Reason), then you still get 60% of the non-refundable costs back! With CFAR, you always get 60% regardless of the reason… (hence the “Cancel for ANY Reason!”)

This is because it can last for up to 18 hours or a day after the stage show “Frank Marino’s Divas Las Canadian pharmacy ” announced it was closing at The Linq Hotel. And the bulbourethral artery, it’s also rarely visited so doesn’t enjoy much popularity or this is applied to the inner arms or but Sildenafil comes in a variety of different dosages, Lovegra vs Vardenafil we can say that Kamagra works longer.

Ok, so you are prolly asking youself…

What’s the Price Difference?

Ok, you are probably asking…

“What’s the Price Difference?”

Cancel For

Any Reason

(CFAR) PROTECTION PLAN

9.8%

of trip costs

CFAR is our Standard Protection plus 60% reimbursement for any events not covered by over 30+ Events List! This is coverage “For Any Reason!”

View Sample Certificate

Standard

Protection

 (SP) PROTECTION PLAN

7%

of trip costs

Our Standard Protection covers over 30+ events and you get 100% non-refundable costs reimbursed! Weather, sickness, airline disruptions? All Covered.

View Sample Certificate

Standard

Protection

 (SP) PROTECTION PLAN

Our Standard Protection covers over 30 events. Weather disruptions? Covered. Death of a family pet? Covered. Airline Cancelled…you get it 🙂

View Sample Certificate

Cancel For

Any Reason

(CFAR) PROTECTION PLAN

We can protect your trip investment by taking the worry out of any unforeseen events that could disrupt your plans with our CFAR plan.

View Sample Certificate

So What’s The Difference?

Ok, so you are prolly asking yourself…

“What’s the difference between the Standard & Cancel For any Reason” Protection Plans?

 

Good Question. The Answer is Simple.

Standard & CFAR Plan Benefits

Let us help protect your trip investment by taking the worry out of any unforeseen circumstance that could disrupt your plans. We provide trip cancellation & interruption coverage, protecting up to 100% of your trip costs for reasons like: weather disruptions, job loss, covered illness or injury, death in the family, road closure, airline cancellations or even the death of your family pet, plus much, much more.

Both of our Standard & Cancel For Any Reason Plans offer these benefits!

COVERAGE

MAX. LIMIT

COVERAGE

Trip Cancellation

MAX. LIMIT

100% of the trip cost up to $100,000

COVERAGE

Trip Interruption

MAX. LIMIT

100% of the trip cost up to $100,000

COVERAGE

Trip Delay

MAX. LIMIT

$600

($200 per day maximum, Minimum 6 hr. delay)

COVERAGE

Baggage / Personal Effects

MAX. LIMIT

$1,000

COVERAGE

Baggage Delay (Outward Journey Only)

MAX. LIMIT

$1,000

($200 per day maximum, Minimum 12 hr. delay)

COVERAGE

Accidental Death & Dismemberment

MAX. LIMIT

$25,000

COVERAGE

Emergency Accident and Sickness Medical Expenses

MAX. LIMIT

$25,000

COVERAGE

Emergency Medical Evacuation / Repatriation of Remains

MAX. LIMIT

$250,000

COVERAGE

Pre-Existing Conditions

MAX. LIMIT

Covered if purchased within 14 days of initial trip deposit.

COVERAGE

10-Day Free Look

MAX. LIMIT

You may cancel your plan within 10 days of purchase when you have not filed a claim or departed on your trip.

COVERAGE

Traveling Companions

MAX. LIMIT

Policy coverage is per reservation, which includes the entire traveling party staying at the rental unit. Party should not exceed occupancy limit for that particular rental unit.

COVERAGE

Cancel For Any Reason

MAX. LIMIT

We will reimburse your or your designated representative for 60% of the prepaid, forfeited, non-refundable payments or deposits paid to the Travel Supplier for the Covered Trip arrangements provided the following conditions are met: (a) This coverage was purchased within fourteen (14) days of the date the initial Payment or Deposit is paid and insures the cost of any subsequent arrangement(s) added to the same Covered Trip within fourteen (14) days of the date of Payment or Deposit for any subsequent Covered Trip arrangement(s); and (b) This insurance coverage is purchased for the full cost of all non-refundable prepaid Covered Trip arrangements; and (c) You or Your designated representative cancels the Covered Trip no less than two (2) days prior to the Scheduled Departure Date.

So What’s The Difference?

Ok, so you are prolly asking yourself…

“What’s the difference between the Standard & Cancel For any Reason” Protection Plans?

 

Good Question. The Answer is Simple.

coverage & service

that you can rely on and Trust

World Class Coverage

No Worries Travel Protection Protection has partnered with world class, respected underwriters like Nationwide and Old Republic to ensure you have coverage you can count on. These programs have been built for today’s traveler with an
expansive list of
30+ covered reasons
and even a
“cancel for any reason” option.

24-Hour Assistance

Stuff doesn’t always happen on a 9-5 schedule and that’s why our team is there for you around the clock 24/7 for emergency travel assistance. No matter where you are, our multilingual team is trained to solve your situation quickly, efficiently and with care…even in the most stressful of circumstances. Emergency medical assistance, evacuations, and more are included under this important coverage enhancement in times of need.

Peace of Mind

Let us help protect your trip investment by taking the worry out of any unforeseen circumstance that could disrupt your plans.
We provide trip cancellation & interruption coverage, protecting up to 100% of your trip costs for reasons like: weather disruptions, job loss, covered illness or injury, death in the family, road closure, airline cancellations or even the death of your family pet, plus much, much more.

examples of coverage.

The following are few examples where NO WORRIES travel protection would provide a benefit. Please refer to coverage details for any specific limitations or exclusions:

  • Sickness, accidental injury or death to yourself, a family member or traveling companion that results in medically imposed restrictions, as certified by a physician that results in a need to cancel your trip.
  • Weather at your departure location that prevents your departure for 48+ hours.
  • You are laid off from work from a company from which you have been employed 2+ years, your company transfers your employment location of greater than 250 miles or your company requires you to work rather than trav
SEE EVEN MORE EXAMPLES
  • A natural disaster renders your destination site as uninhabitable or there is a mandatory evacuation for events such as a hurricane, tornado, fire, earthquake, flood, etc.
  • Your approved military leave has been revoked or you experience a reassignment.
  • The death of a family member who may or may not have been scheduled to accompany you.

  • The airlines go on strike and you can’t get to your destination.

  • The school where your children attend extends the school year to make up for weather days and it impacts your scheduled travel plans.
  • You are hijacked, quarantined, required to serve on a jury, subpoenaed, the victim of a felonious assault, or your primary home experienced a fire within 10 days of departure are also examples where you would be covered.
  • You have a traffic accident on the way to your destination.
  • You become ill during your trip and incur emergency medical expense to include hospital bills, x-rays, ambulance service, etc.
  • You have an injury that requires you to be medically evacuated (coverage up to $250,000).
  • The airline lose or delay arrival of your golf clubs and you incur an expense to rent clubs.
  • Your ski trip is interrupted by lack of snow on the trails or stormy weather prevents you from skiing and you have non-refundable lift tickets.
  • Your baggage is lost or delayed.
  • Bankruptcy or Default of a Travel Provider.
  • The death of your dog or cat within 7 days of departure prevents you from participating in your planned trip.
  • Or any of a number of other covered events. See coverage details.
23%

Nearly One-Fourth of Americans

said their travel plans were impacted by medical conditions, natural disasters, including severe weather, or mechanical or carrier-caused problems, according to a recent survey conducted for the US Travel Insurance Association. However, this number has greatly increased since the COVID-19 Pandemic.

But DON’T worry, we got you!

NoWorries Travel Protection benefits include:

  • TRAVEL ASSISTANCE SERVICES

    – Coverage for medical or legal referral services, passport visa information, prescription drug/eyeglass replacement services and additional services during your trip.

  • TRIP CANCELLATION

    – Coverage for your non-refundable trip costs, including penalties, fees and other costs you may incur if you have to cancel for one of 30+ covered reasons.

  • TRIP INTERRUPTION

    – Coverage for insured trip costs, including penalties, fees and other costs you may incur during your trip if you have to interrupt the trip for one of 30+ covered reasons.

  • TRIP DELAY

    – Coverage for unexpected additional expenses such as meals, lodging or local transportation if your trip is delayed by more than six hours for a covered reason.

  • EMERGENCY MEDICAL EVACUATION

    – Coverage for necessary emergency medical evacuation due to an accidental injury or sickness during a trip.

  • EMERGENCY MEDICAL

    – Coverage for emergency medical expenses you have during your trip due to accidental injury or illness.

  • BAGGAGE/PERSONAL EFFECTS

    – Coverage for lost, stolen or damaged luggage and personal items.

have NO WORRIES.

get you, your trip, & your entire group insured today!

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