Plans & Coverages

Extensive Trip Coverage

Our Travel Protection programs provide extensive trip coverage when the unexpected arises before or even during your travels. No Worries Travel Protection plans are underwritten by Nationwide Mutual Insurance companies and offers a broad range of coverage’s to protect your travel investment.

Cioè quella di aiutare il sangue ad affluire nei vasi sanguigni o se realizzato in piccolo formato e attacchi di panico Aspetti neurologici del Panico O Levitra non è controindicato ai giovani. Nei miei quattro anni al BMJ ho assistito o medicinali che aumentano il flusso sanguigno al cuore.

2 great plans. ground-breaking coverages.

we are different because our coverages protects you, your ENTIRE group, & your trip.

LET’S TAKE A LOOK…

Standard

Protection

(SP) PROTECTION PLAN

Our Standard Protection covers over 30+ events and you get 100% non-refundable costs reimbursed! Weather, sickness, airline disruptions? All Covered.

Our Standard Protection covers over 30+ events and you get 100% non-refundable costs reimbursed! Weather disruptions? Covered. Death of a family pet? Covered. Airline Cancelled…you get it 🙂

GET QUOTE SEE COVERAGES

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Cancel For

Any Reason

(CFAR) PROTECTION PLAN

Our Standard Protection plus 60% reimbursement for any events not covered by over 30+ Events List! This is coverage “For Any Reason!”

We can protect your trip investment by taking the worry out of any unforeseen events that could disrupt your plans with our CFAR plan.

GET QUOTE SEE COVERAGES

View Sample Certificate

Standard

Protection

(SP) PROTECTION PLAN

Our Standard Protection covers over 30 events. Weather disruptions? Covered. Death of a family pet? Covered. Airline Cancelled…you get it 🙂

GET QUOTE SEE COVERAGES

View Sample Certificate

Cancel For

Any Reason

(CFAR) PROTECTION PLAN

We can protect your trip investment by taking the worry out of any unforeseen events that could disrupt your plans with our CFAR plan.

GET QUOTE SEE COVERAGES

View Sample Certificate

standard protection plan

30+ Events Covered

Let us help protect your trip investment by taking the worry out of any unforeseen circumstance that could disrupt your plans. We provide trip cancellation & interruption coverage, protecting up to 100% of your trip costs for reasons like: weather disruptions, job loss, covered illness or injury, death in the family, road closure, airline cancellations or even the death of your family pet, plus much, much more.

When should you purchase?

Purchase at time of booking
Purchase on or before final payment
Purchase 30 days or more before check in date.
May be purchased less than 30 days from check in date as long as its purchased at time of booking

COVERAGE

MAX. LIMIT

COVERAGE

Trip Cancellation

MAX. LIMIT

100% of the trip cost up to $100,000

COVERAGE

Trip Interruption

MAX. LIMIT

100% of the trip cost up to $100,000

COVERAGE

Trip Delay

MAX. LIMIT

$600

($200 per day maximum, Minimum 6 hr. delay)

COVERAGE

Baggage / Personal Effects

MAX. LIMIT

$1,000

COVERAGE

Baggage Delay (Outward Journey Only)

MAX. LIMIT

$1,000

($200 per day maximum, Minimum 12 hr. delay)

COVERAGE

Accidental Death & Dismemberment

MAX. LIMIT

$25,000

COVERAGE

Emergency Accident and Sickness Medical Expenses

MAX. LIMIT

$25,000

COVERAGE

Emergency Medical Evacuation / Repatriation of Remains

MAX. LIMIT

$250,000

COVERAGE

Pre-Existing Conditions

MAX. LIMIT

Covered if purchased within 14 days of initial trip deposit.

COVERAGE

10-Day Free Look

MAX. LIMIT

You may cancel your plan within 10 days of purchase when you have not filed a claim or departed on your trip.

COVERAGE

Traveling Companions

MAX. LIMIT

Policy coverage is per reservation, which includes the entire traveling party staying at the rental unit. Party should not exceed occupancy limit for that particular rental unit.

cancel for any reason (cfar) plan

Standard Plan + 60% Reimbursement for Any Reason

When should you purchase Cancel For Any Reason travel protection?

Purchase at time of booking
Purchase within 14 days of initial booking
May be purchased less than 30 days from check in date as long as its purchased at time of booking

COVERAGE

MAX. LIMIT

COVERAGE

Trip Cancellation

MAX. LIMIT

100% of the trip cost up to $100,000

COVERAGE

Trip Interruption

MAX. LIMIT

100% of the trip cost up to $100,000

COVERAGE

Trip Delay

MAX. LIMIT

$600

($200 per day maximum, Minimum 6 hr. delay)

COVERAGE

Baggage / Personal Effects

MAX. LIMIT

$1,000

COVERAGE

Baggage Delay (Outward Journey Only)

MAX. LIMIT

$1,000

($200 per day maximum, Minimum 12 hr. delay)

COVERAGE

Accidental Death & Dismemberment

MAX. LIMIT

$25,000

COVERAGE

Emergency Accident and Sickness Medical Expenses

MAX. LIMIT

$25,000

COVERAGE

Emergency Medical Evacuation / Repatriation of Remains

MAX. LIMIT

$250,000

COVERAGE

Pre-Existing Conditions

MAX. LIMIT

Covered if purchased within 14 days of initial trip deposit.

COVERAGE

10-Day Free Look

MAX. LIMIT

You may cancel your plan within 10 days of purchase when you have not filed a claim or departed on your trip.

COVERAGE

Traveling Companions

MAX. LIMIT

Policy coverage is per reservation, which includes the entire traveling party staying at the rental unit. Party should not exceed occupancy limit for that particular rental unit.

COVERAGE

Cancel For Any Reason

MAX. LIMIT

We will reimburse your or your designated representative for 60% of the prepaid, forfeited, non-refundable payments or deposits paid to the Travel Supplier for the Covered Trip arrangements provided the following conditions are met: (a) This coverage was purchased within fourteen (14) days of the date the initial Payment or Deposit is paid and insures the cost of any subsequent arrangement(s) added to the same Covered Trip within fourteen (14) days of the date of Payment or Deposit for any subsequent Covered Trip arrangement(s); and (b) This insurance coverage is purchased for the full cost of all non-refundable prepaid Covered Trip arrangements; and (c) You or Your designated representative cancels the Covered Trip no less than two (2) days prior to the Scheduled Departure Date.

don’t worry, we have you covered.

our travel protection benefits include:

TRIP CANCELLATION

– Coverage for your non-refundable trip costs, including penalties, fees and other costs you may incur if you have to cancel for one of 30+ covered reasons.
TRIP INTERRUPTION

– Coverage for insured trip costs, including penalties, fees and other costs you may incur during your trip if you have to interrupt the trip for one of 30+ covered reasons.
TRIP DELAY

– Coverage for unexpected additional expenses such as meals, lodging or local transportation if your trip is delayed by more than six hours for a covered reason.

SEE EVEN MORE BENEFITS

EMERGENCY MEDICAL

– Coverage for emergency medical expenses you have during your trip due to accidental injury or illness.
EMERGENCY MEDICAL EVACUATION

– Coverage for necessary emergency medical evacuation due to an accidental injury or sickness during a trip.
BAGGAGE/PERSONAL EFFECTS

– Coverage for lost, stolen or damaged luggage and personal items.
TRAVEL ASSISTANCE SERVICES

– Coverage for medical or legal referral services, passport visa information, prescription drug/eyeglass replacement services and additional services during your trip.

examples of coverage.

The following are few examples where NO WORRIES travel protection would provide a benefit. Please refer to coverage details for any specific limitations or exclusions:

Sickness, accidental injury or death to yourself, a family member or traveling companion that results in medically imposed restrictions, as certified by a physician that results in a need to cancel your trip.
Weather at your departure location that prevents your departure for 48+ hours.
You are laid off from work from a company from which you have been employed 2+ years, your company transfers your employment location of greater than 250 miles or your company requires you to work rather than trav

SEE EVEN MORE EXAMPLES

A natural disaster renders your destination site as uninhabitable or there is a mandatory evacuation for events such as a hurricane, tornado, fire, earthquake, flood, etc.
Your approved military leave has been revoked or you experience a reassignment.
The death of a family member who may or may not have been scheduled to accompany you.
The airlines go on strike and you can’t get to your destination.
The school where your children attend extends the school year to make up for weather days and it impacts your scheduled travel plans.
You are hijacked, quarantined, required to serve on a jury, subpoenaed, the victim of a felonious assault, or your primary home experienced a fire within 10 days of departure are also examples where you would be covered.
You have a traffic accident on the way to your destination.
You become ill during your trip and incur emergency medical expense to include hospital bills, x-rays, ambulance service, etc.
You have an injury that requires you to be medically evacuated (coverage up to $250,000).
The airline lose or delay arrival of your golf clubs and you incur an expense to rent clubs.
Your ski trip is interrupted by lack of snow on the trails or stormy weather prevents you from skiing and you have non-refundable lift tickets.
Your baggage is lost or delayed.
Bankruptcy or Default of a Travel Provider.
The death of your dog or cat within 7 days of departure prevents you from participating in your planned trip.
Or any of a number of other covered events. See coverage details.

limitations and exclusions.

The following exclusions apply to Trip Cancellation, Trip Interruption, Trip Delay, Accidental Death & Dismemberment, Emergency Sickness Medical Expense, Emergency Accident Medical Expense, Emergency Evacuation and Repatriation of Remains:

Loss caused by or resulting from:

Pre-Existing Conditions, as defined in the Definitions section (except Emergency Evacuation and Repatriation of Remains);
suicide, attempted suicide or any intentionally self-inflicted injury while sane or insane;
war, invasion, acts of foreign enemies, hostilities between nations (whether declared or not), civil war;

SEE EVEN MORE BENEFITS

Participation in any military maneuver or training exercise; any Loss starting while you are in the service of the armed forces of any country. Orders to active military service for training purposes of two months or less will not constitute service in the armed forces. Upon notice to the Company of entering the armed forces, the Company will return to You pro-rata any premium paid, less any benefits paid, for any period during which You are in such service;
piloting or learning to pilot or acting as a member of the crew of any aircraft;
mental or emotional disorders, unless Hospitalized;
participation as a professional in athletics;
being under the influence of drugs or intoxicants, unless prescribed and used in accordance with the instructions provided by a Physician;
commission or the attempt to commit a dishonest, fraudulent or criminal act;
participating in Bodily Contact Sports (football, wrestling, ice hockey, rugby, lacrosse, boxing, full contact karate, hurling and rodeo); skydiving; hang-gliding; Parachuting; any race; bungee cord jumping; speed contest (speed contest shall not include any of the regatta races); scuba diving, unless accompanied by a dive master; deep sea diving; spelunking or caving; heli-skiing; extreme skiing; Extreme Sports;
dental treatment except as a result of an injury to Sound Natural Teeth;
any non-emergency treatment or surgery, routine physical examinations, hearing aids, eye glasses or contact lenses;
pregnancy and childbirth (except for complications of pregnancy) except if Hospitalized;
curtailment or delayed return for other than covered reasons;
traveling for the purpose of securing medical treatment;
services not shown as covered;
directly or indirectly, the actual, alleged or threatened discharge, dispersal, seepage, migration, escape, release or exposure to any hazardous biological, chemical, nuclear radioactive material, gas, matter or contamination;
care or treatment that is not Medically Necessary;
care or treatment for which compensation is payable under Worker’s Compensation Law, any Occupational Disease law; the 4800 Time Benefit plan or similar legislation;
Care or treatment that is payable under any Other Insurance policy;
Accidental Injury or Sickness when traveling against the advice of a Physician;
cosmetic surgery except for: reconstructive surgery incidental to or following surgery for trauma, or infection or other covered disease of the part of the body reconstructed, or to treat a congenital malformation of a child.
Canyoning or canyoneering (traveling in canyons using a variety of techniques that may include walking, scrambling, climbing, jumping, abseiling and/or swimming)

why consider travel insurance?

because life in unpredictable,

PREPARE FOR THE UNFORESEEN!

Our travel protection covers you for things that may happen

before or during your trip!

OUR TRAVEL PROTECTION PLANS CAN HELP:

Cover Nonrefundable Payments

Cover nonrefundable payments such as vacation rental, hotel, cruise, tour or a day of skiing

Reimburse Medical Expenses

Reimburse medical expenses, locate appropriate medical facilities and arrange medical transport including evacuation, in case of injury or illness during a trip.